Renovation Loan​

Make your home, your dream home.

Renovation Loan​

What is a Renovation Loan?​

Renovation loans are special purpose loans meant for financing your home renovations.

Because they are meant specifically for renovations, the interest on renovation loans are lower than personal loans – since the bank knows that you at least own a home (an asset), and the money is being put to enhancing the value of this asset.

With a Renovation Loan, it’s never been easier to turn your house into the home of your dreams. We offer you flexible financing options with competitive rates, hassle-free approval and sound financing advice from a dedicated team of loan specialists. This gives you a peace of mind to focus on what matters most – renovating your home.

What can a Renovation Loan be used for?

  • Wall painting, flooring and tiling;
  • Electrical and wiring works;
  • Carpentry works
  • Basic bathroom fittings
  • Works for external compounds within the home, such as roof, fences and so on.


  • Attractive interest rates (flat rate)^
  • Choice of monthly rest or flat rate package
  • Loan amount of up to 6X your monthly income or S$30,000, whichever is
  • Flexible loan tenure of up to 5 years


Individuals should meet the following criteria:

  • Singapore or Singaporean PR
  • Between the age 21 – 60
  • Sole applicant annual income of S$30,000 & above
    For joint applicant, annual income of S$24.000 & above

Additional Documents Required:

Salaried Employees

Please prepare the following

  • NRIC (Front & Back)
  • CPF Contribution History Statement (Last 9 Months)
  • Latest 1 Year Income Tax Notice of Assessment (NOA)
  • Latest computerized payslip

Commission Based/Self Employed

Please prepare the following

  • NRIC (Front & Back)
  • Latest 1 Year Income Tax Notice of Assessment (NOA)

Enquiries? Questions?

Send us an email, and our team of friendly consultants will get back to you at the earliest possible time.

Alternatively, you may wish to give us a call at +65 8815 7966 or visit us at our offices at 334 Kreta Ayer Road, #01-05, Singapore 080334 between our opening hours of  9am to 5pm.